Individual Portfolios: You make the calls

More of a DIY investor? Choose one of our 16 portfolios, or mix and manage up to five portfolios together. You can create the right blend of stocks and bonds, based on your investing style and higher education target date.

Three Individual Portfolio families to choose from:

Keep in mind:

You may only move money from one portfolio to another TWICE per year.
Your asset allocation will not grow more conservative automatically.
You may have to rebalance your investments based on market changes.

All investing is subject to risk, including the possible loss of the money you invest. Prices of mid- and small-cap stocks often fluctuate more than those of large-company stocks. Foreign investing involves additional risks, including country/regional risk and currency risk. These risks are especially high in emerging markets. Investments in bonds are subject to interest rate, credit, and inflation risk. Investments are not guaranteed or insured.

Vanguard Conservative Income Portfolio and Vanguard Interest Accumulation Portfolio both invest in Vanguard Short-Term Reserves Account, which, in turn, invests in Vanguard Federal Money Market Fund. Vanguard Short-Term Reserves Account could lose money by investing in Vanguard Federal Money Market Fund. Although the Fund seeks to preserve the value of your investment at $1.00 per share, it cannot guarantee it will do so. An investment in the Fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. The Fund’s sponsor has no legal obligation to provide financial support to the Fund, and you should not expect that the sponsor will provide financial support to the Fund at any time.

Individual Portfolios: You make the calls

Three Individual Portfolio families to choose from:

Keep in mind:

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